It’s not often that people are given a glimpse into their future. 多亏了兼职导师Jeremy Armagost和Troy Brockmeier，太阳城娱乐官网大学科尔尼分校的学生们有机会看到他们未来的财务生活是什么样子的。 Using their own knowledge as well as the wisdom offered by 布莱恩Ursu, author of 现在, these financial advisors share their knowledge with 太阳城娱乐官网 商业与技术学院 students who are much younger than their typical clients. 这个学习财务的机会可能会改变这些Lopers的生活轨迹，这是Armagost和Brockmeier都感到兴奋的事情

Armagost, who followed in his father’s footsteps by becoming a financial advisor, grew up hearing the language of finances. 然而，他明白并非每个人都是如此。 He understands that Personal Money Management (FIN 160) might be, for many students, the “first opportunity they’ve ever had to have (the) conversations” that will help them handle money to their best advantage now and in their future. 通过学习使用工具来管理他们的收入，这些学生在他们选择的职业前进之前就为成功做好了准备。

For Brockmeier, who has worked as a financial advisor for the past three decades, it’s important to give back to his community. 三年前，当有人向他寻求在太阳城娱乐官网任教的机会时，他认为这是利用自己的专业知识帮助他人的完美方式。 In his firm, he “sees mistakes that people are making” and views teaching as a way to help young people avoid common financial pitfalls. 通过分享他所知道的，他能够对学生产生积极的影响，否则这些学生可能会做出可能对他们未来的财务状况造成严重破坏的决定。

True to the experiential learning that has long been the hallmark of classes at 太阳城娱乐官网, Brockmeier explains that he and Armagost prepare lessons that require the students to “do activities” that have a “real world” aspect. One example is when students are first asked to contemplate where they spend their money before beginning a project which, according to Brockmeier, requires them to “track every dollar” they spend. By the end of this activity, students have an appreciation of money that they didn’t have before. As Brockmeier shares, students respond with tongue-in-cheek comments such as “I hate your spreadsheet.” when they realize how tracking their spending helps them control how their money is being used. 这种实践经验有助于让他们走上正确的道路，这条道路有望摆脱常见的财务陷阱。 As Brockmeier shares, they “want these activities to be real” for their students.

According to Armagost, the fact that “most financial advisors, in general, are really educating our clients” makes teaching a “natural extension” of his day-to-day work life. He explains that “there’s always been an element of teaching” to his job, making his transition to the classroom an obvious choice. He explains that what he is teaching these college students is something that “affects everybody.” 通过提高这些学生的金融知识，Armagost和Brockmeier都相信他们的课程对每个太阳城娱乐官网 Loper都是有价值的。

虽然太阳城娱乐官网的一些专业要求学生参加FIN 160，但这是每个人都可以参加的课程。 Activities designed around “real life situations” that, according to Armagost, focus on what everyone “should be doing that most people don’t” expose students to basic principles that can lead to a lifetime of good financial decisions. 

Most of the clients Armagost and Brockmeier see in their firms haven’t been college students for many years. According to Armagost, he “would encourage every student to sign up” for FIN 160 to help start them on a track that will affect them for the rest of their lives. Hearing students share that this “is the most valuable class (they’ve) taken” is proof that financial literacy is a crucial part of the full college experience. Armagost explains that “the vast majority of people do not grow up talking about money” which is something he and Brockmeier are trying to correct through the real-life and hands-on experiences they successfully offer their students.

As Brockmeier explains, FIN 160 is part of 洛佩尔11, a curriculum that has been designed to help 太阳城娱乐官网 students get the most out of their college experience as well as achieve optimally in their future careers. Being offered the chance to learn valuable information that most clients are willing to pay their financial advisors for is an opportunity that shouldn’t be wasted. 幸运的是，对于太阳城娱乐官网的学生来说，Armagost和Brockmeier已经准备好并愿意分享他们总共46年的经验。 It’s simply an offer no one should refuse.